{"id":1809,"date":"2021-03-18T18:38:46","date_gmt":"2021-03-18T18:38:46","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?post_type=loans&#038;p=1809"},"modified":"2023-08-14T17:23:45","modified_gmt":"2023-08-14T17:23:45","slug":"usda-loans","status":"publish","type":"loans","link":"https:\/\/baycoastmortgage.com\/en\/loans\/government-programs\/usda-loans\/","title":{"rendered":"USDA Loans"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z12bNti wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoastmortgage.com\/loans\">Loans<\/a>\n\t\t\t\t\t\t\t    \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">USDA Loans<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-Z1s29zQ wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\n\t\t\t\t<div class=\"h3\">Enjoy easier guideline requirements for down payment, credit score, and debt ratio with a government-guaranteed USDA loan.<\/div>\n\n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\n\t\t\t\t<!-- interior content -->\n\t\t\t\t\n\n<p>A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>100% purchase financing in designated areas (including Swansea and Westport, MA).<\/li>\n\n\n\n<li>Below market interest rates<\/li>\n\n\n\n<li>Reduced mortgage insurance premiums<\/li>\n\n\n\n<li><a href=\"https:\/\/eligibility.sc.egov.usda.gov\/eligibility\/welcomeAction.do?pageAction=sfp\" target=\"_blank\" rel=\"noopener\">USDA eligibility information<\/a><\/li>\n<\/ul>\n\n\n\n<p>Interested?&nbsp;<a href=\"https:\/\/baycoastmortgage.com\/about-us\/contact-us\/\">Contact us today!<\/a><\/p>\n\n\n\n<p>All loans subject to credit approval. &nbsp;Program guidelines may change without notice.<\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":701,"template":"","class_list":["post-1809","loans","type-loans","status-publish","has-post-thumbnail","hentry","loan_type-government-programs"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954.jpg",2121,869,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954-300x123.jpg",300,123,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954-768x315.jpg",768,315,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954-1024x420.jpg",1024,420,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954-1536x629.jpg",1536,629,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954-2048x839.jpg",2048,839,true],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954.jpg",300,123,false],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954.jpg",400,164,false],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-170006998-min-e1596988207954.jpg",600,246,false]},"post_excerpt_stackable_v2":"<p>Loans USDA Loans Enjoy easier guideline requirements for down payment, credit score, and debt ratio with a government-guaranteed USDA loan. A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. 100% purchase financing in designated areas (including Swansea and Westport, MA). Below market interest rates Reduced mortgage insurance premiums USDA eligibility information Interested?&nbsp;Contact us today! All loans subject to credit approval. &nbsp;Program guidelines may change without notice.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans\/1809","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/loans"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/701"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=1809"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}