{"id":1810,"date":"2021-03-18T18:39:08","date_gmt":"2021-03-18T18:39:08","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?post_type=loans&#038;p=1810"},"modified":"2024-05-22T15:47:40","modified_gmt":"2024-05-22T15:47:40","slug":"va-loans","status":"publish","type":"loans","link":"https:\/\/baycoastmortgage.com\/en\/loans\/government-programs\/va-loans\/","title":{"rendered":"VA Home Loans"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z12bNti wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoastmortgage.com\/loans\">Loans<\/a>\n\t\t\t\t\t\t\t    \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">VA Home Loans<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-Z1s29zQ wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\n\t\t\t\t<div class=\"h3\">BayCoast Mortgage cares about serving those who served our country.<\/div>\n\n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\n\t\t\t\t<!-- interior content -->\n\t\t\t\t\n\n<p>BayCoast Mortgage is honored to help service members, veterans, and eligible surviving spouses become homeowners. Through the Department of Veterans Affairs (VA), we are proud to offer VA housing-related programs to help you buy, repair, retain, or adapt a home for your own personal occupancy.<\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n\n<div class=\"lazyblock-left-video-right-text-22lgt8 wp-block-lazyblock-left-video-right-text\"><div class=\"spacer\"><\/div>\n\n<div class=\"section overlap-section\">\n\t<div class=\"wrapper\">\n\n\t\t<div class=\"absoluteRight overlapContent videoContent bgWhite\">\n\t\t\t<div class=\"flex hide\">\n\t\t\t\t<div class=\"line\"><\/div>\n\t\t\t\t<h6 class=\"blue\"><\/h6>\n\t\t\t<\/div>\n\n\t\t\t<p class=\"hide\">\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-9a35f2e\" id=\"va-home-loans\" data-block-id=\"9a35f2e\"><style>.stk-9a35f2e .stk-block-heading__text{color:var(--stk-global-color-23926,#18428f) !important}<\/style><h1 class=\"stk-block-heading__text has-text-color\">VA Home Loans<\/h1><\/div>\n\n\n\n<p>Looking to buy a home? If you\u2019re a veteran or active service member, a VA Home Loan may be an option for you. VA Loans typically provide eligible borrowers with more flexible criteria than conventional loans. <\/p>\n\n\n\n<p>One of the biggest advantages of this type of loan is that qualified veterans and military members can make a purchase without a down payment, which may help speed up the homeownership process. VA Loans also generally offer lower interest rates for both fixed-rate and adjustable-rate mortgages. Because no Private Mortgage Insurance (PMI) is required, a VA Loan may be a much more affordable option for military families. <\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1412fb6\" id=\"benefits-of-a-va-home-loan-include\" data-block-id=\"1412fb6\"><h2 class=\"stk-block-heading__text\">Benefits of a VA Home Loan include: <\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-list stk-block-icon-list stk-block stk-d650d44\" data-block-id=\"d650d44\"><svg style=\"display:none\"><defs><g id=\"stk-icon-list__icon-svg-def-d650d44\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 190 190\"><polygon points=\"173.8,28.4 60.4,141.8 15.7,97.2 5.1,107.8 60.4,163 184.4,39 173.8,28.4\"\/><\/svg><\/g><\/defs><\/svg><ul class=\"stk-block-icon-list__ul stk-block-icon-list--column\">\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-6562a2b\" data-block-id=\"6562a2b\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-d650d44\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">No down payment and 100% purchase financing<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-a385886\" data-block-id=\"a385886\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-d650d44\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">90% loan-to-value cash out refinance<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-cd75dbc\" data-block-id=\"cd75dbc\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-d650d44\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">No Private Mortgage Insurance (PMI) required<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-5e96fe7\" data-block-id=\"5e96fe7\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-d650d44\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Flexible debt-to-income requirements<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-29c25ff\" data-block-id=\"29c25ff\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-d650d44\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Low fixed rates and adjustable rates<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-362ba33\" data-block-id=\"362ba33\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-d650d44\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">Lock in your rate for 90 days \u2013 if rates rise, you\u2019re protected!<\/span><\/div><\/li>\n\n\n\n<li class=\"wp-block-stackable-icon-list-item stk-block-icon-list-item stk-block stk-b55bdb4\" data-block-id=\"b55bdb4\"><div class=\"stk-block-icon-list-item__content\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" width=\"32\" height=\"32\"><use xlink:href=\"#stk-icon-list__icon-svg-def-d650d44\"><\/use><\/svg><\/div><\/span><span class=\"stk-block-icon-list-item__text\">In most cases, no upfront, out-of-pocket expenses<\/span><\/div><\/li>\n<\/ul><\/div>\n\n<\/p>\n\n\t\t\t\t\t  \t\t<a href=\"https:\/\/applynow-baycoastmortgage.mortgagewebcenter.com\/Account\/Login?ReturnUrl=%2fApplyNow\" target=\"_blank\" rel=\"noopener\"><div class=\"btn blue hide\" role=\"button\" tabindex=\"0\">Apply Now <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"visual video hide\" style=\"width: 60%;\">\n\t\t\t<iframe title=\" video\" data-src=\"https:\/\/player.vimeo.com\/video\/567546349\" width=\"640\" height=\"360\" frameborder=\"0\" allowfullscreen style=\"position: relative; z-index: 9;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n\t\t<\/div>\n\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"lazyblock-interior-content-1hehi1 wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\n\t\t\t\t<div class=\"h3\"><\/div>\n\n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\n\t\t\t\t<!-- interior content -->\n\t\t\t\t\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-be9f643\" id=\"additional-services-for-veterans-from-the-bay-coast-family-of-financial-solutions\" data-block-id=\"be9f643\"><h2 class=\"stk-block-heading__text\">Additional Services for Veterans from the BayCoast Family of Financial Solutions<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-37135dc\" data-block-id=\"37135dc\"><p class=\"stk-block-text__text\"><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b6466b0\" id=\"veterans-benefits-banking-program-vbbp\" data-block-id=\"b6466b0\"><h3 class=\"stk-block-heading__text\">Veterans Benefits Banking Program (VBBP)<\/h3><\/div>\n\n\n\n<p>BayCoast Mortgage is a wholly owned subsidiary of BayCoast Bank, a long-time community savings bank with a reputation for excellence serving the South Coast of Massachusetts and Rhode Island. BayCoast Bank is proud to partner with the Veterans Benefits Banking Program (VBBP), offering safe and reliable banking solutions for service members, veterans, and eligible surviving spouses. The program helps veterans and their beneficiaries manage their monetary benefits by opening a savings or checking account with direct deposit.<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium is-resized\"><a href=\"https:\/\/veteransbenefitsbanking.org\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"300\" height=\"173\" data-src=\"https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-logo-FINAL-002-300x173.webp\" alt=\"\" class=\"wp-image-5811 lazyload\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/173;width:114px;height:auto\" data-srcset=\"https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-logo-FINAL-002-300x173.webp 300w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-logo-FINAL-002-1024x592.webp 1024w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-logo-FINAL-002-768x444.webp 768w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-logo-FINAL-002.webp 1400w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-61e9c2c\" data-block-id=\"61e9c2c\"><p class=\"stk-block-text__text\"><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-877c2bf\" id=\"bay-coast-banks-honor-checking\" data-block-id=\"877c2bf\"><h3 class=\"stk-block-heading__text\">BayCoast Bank\u2019s Honor Checking<\/h3><\/div>\n\n\n\n<p>Designed for active and retired armed services personnel and veterans, one direct deposit per statement cycle waives the monthly maintenance service charge. Earn interest if your average daily balance exceeds $500.00 per statement cycle.<\/p>\n\n\n\n<p><strong>More Details<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$10 opening balance <\/li>\n\n\n\n<li>Free yearly order of blue custom creations checks <\/li>\n\n\n\n<li>Zero non-BayCoast Bank ATM* service fees<\/li>\n\n\n\n<li>Refunds on fees from non-BayCoast ATMs up to $25 per statement cycle<\/li>\n\n\n\n<li>One free, no-fee Statement Savings account <\/li>\n<\/ul>\n\n\n\n<p><em>*ATM owner may charge a separate fee. BayCoast Bank \u2013 Member FDIC \/ Member DIF<\/em><\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8bf7778\" id=\"financial-education-support-for-veterans\" data-block-id=\"8bf7778\"><h3 class=\"stk-block-heading__text\">Financial Education Support for Veterans <\/h3><\/div>\n\n\n\n<p>BayCoast is your local resource for meaningful financial literacy programs that are available at no cost to you on our website. Learn how to take charge of your money and get confident about your personal finances. Whether you need to learn how to create a budget, control debt, improve your credit score, or find strategies to help boost your savings, the BayCoast family is here to help you achieve financial well-being. Explore our free, online financial modules today to help increase your money knowledge so you can pursue your dreams and build a successful financial future.<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-9f2b8df\" data-block-id=\"9f2b8df\"><style>.stk-9f2b8df{margin-bottom:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-47088ea\" data-block-id=\"47088ea\"><style>.stk-47088ea{transform:scale(1.35) !important;transform-origin:top left !important}.stk-47088ea .stk-button{min-height:0px !important;background:var(--stk-global-color-95316,#fbad18) !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.banzai.org\/wellness\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-button__inner-text\">Free Online Courses<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d6cf437\" id=\"start-your-journey-to-homeownership\" data-block-id=\"d6cf437\"><h3 class=\"stk-block-heading__text\">Start your journey to homeownership<\/h3><\/div>\n\n\n\n<p>Our experienced lending professionals are here to assist you every step of the way. Visit our local branches or call us at 508-678-7641 to get started. You can also apply conveniently online.<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-f642f48\" data-block-id=\"f642f48\"><style>.stk-f642f48{margin-bottom:50px !important;transform-origin:top left !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-3d39b25\" data-block-id=\"3d39b25\"><style>.stk-3d39b25{transform:scale(1.35) !important;transform-origin:top left !important}.stk-3d39b25 .stk-button{min-height:0px !important;background:var(--stk-global-color-95316,#fbad18) !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/applynow-baycoastmortgage.mortgagewebcenter.com\/Account\/BorrowerLogin\/Login\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":5807,"template":"","class_list":["post-1810","loans","type-loans","status-publish","has-post-thumbnail","hentry","loan_type-government-programs"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1.jpg",1875,625,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1-300x100.jpg",300,100,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1-768x256.jpg",768,256,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1-1024x341.jpg",1024,341,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1-1536x512.jpg",1536,512,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1.jpg",1875,625,false],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1.jpg",300,100,false],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1.jpg",400,133,false],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/05\/VBBP-Email-Header-1.jpg",600,200,false]},"post_excerpt_stackable_v2":"<p>Loans VA Home Loans BayCoast Mortgage cares about serving those who served our country. BayCoast Mortgage is honored to help service members, veterans, and eligible surviving spouses become homeowners. Through the Department of Veterans Affairs (VA), we are proud to offer VA housing-related programs to help you buy, repair, retain, or adapt a home for your own personal occupancy. VA Home Loans Looking to buy a home? If you\u2019re a veteran or active service member, a VA Home Loan may be an option for you. VA Loans typically provide eligible borrowers with more flexible criteria than conventional loans. One of&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans\/1810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/loans"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/5807"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=1810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}