{"id":1821,"date":"2021-03-18T18:44:50","date_gmt":"2021-03-18T18:44:50","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?post_type=loans&#038;p=1821"},"modified":"2024-07-26T15:15:56","modified_gmt":"2024-07-26T15:15:56","slug":"home-equity-loans","status":"publish","type":"loans","link":"https:\/\/baycoastmortgage.com\/en\/loans\/other-loans\/home-equity-loans\/","title":{"rendered":"Home Equity Loans"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z2mKPdl wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoastmortgage.com\/loans\">Loans<\/a>\n\t\t\t\t\t\t\t    \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Home Equity Loans<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-1q9Euk wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\n\t\t\t\t<div class=\"h3\">Achieve Your Dreams with a Home Equity Line of Credit (HELOC) or a Home Equity Loan (HELOAN)<\/div>\n\n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\n\t\t\t\t<!-- interior content -->\n\t\t\t\t\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c7921b3\" id=\"home-equity-line-of-credit-heloc\" data-block-id=\"c7921b3\"><h3 class=\"stk-block-heading__text\">Home Equity Line of Credit (HELOC)<\/h3><\/div>\n\n\n\n<p>Whatever your goal, BayCoast&nbsp;has the right loan product to fit your needs. Through our affiliate, BayCoast Bank, we&#8217;re offering a special low rate on our <a href=\"https:\/\/baycoast.bank\/personal\/loans\/equity-lines-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>home equity line of credit<\/strong><\/a>. All loans subject to credit approval. &nbsp;Program guidelines may change without notice.<\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-e348fd3\" data-block-id=\"e348fd3\"><style>.stk-e348fd3{height:25px !important}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-f892647\" data-block-id=\"f892647\"><style>.stk-f892647 .stk-inner-blocks{column-gap:10px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-4a6782d\" data-block-id=\"4a6782d\"><style>.stk-4a6782d .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-95316,#fbad18) !important}.stk-4a6782d .stk-button__inner-text{font-size:16px !important;color:var(--stk-global-color-23926,#18428f) !important;font-weight:600 !important}@media screen and (max-width:1023px){.stk-4a6782d .stk-button__inner-text{font-size:16px !important}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoast.bank\/personal\/loans\/equity-lines-loans\/\" target=\"_blank\" rel=\"noopener\"><span class=\"has-text-color has-stk-global-color-23926-color stk-button__inner-text\">Learn About Home Equity Line of Credit<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-c0ae24c\" data-block-id=\"c0ae24c\"><style>.stk-c0ae24c .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-95316,#fbad18) !important}.stk-c0ae24c .stk-button__inner-text{font-size:16px !important;color:var(--stk-global-color-23926,#18428f) !important;font-weight:600 !important}@media screen and (max-width:1023px){.stk-c0ae24c .stk-button__inner-text{font-size:16px !important}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.mortgagewebcenter.com\/Account\/Login?ReturnUrl=%2fApplyNow\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-23926-color stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-ce144b3\" data-block-id=\"ce144b3\"><style>.stk-ce144b3{height:50px !important}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-26cd73b\" id=\"home-equity-loan-heloan\" data-block-id=\"26cd73b\"><h3 class=\"stk-block-heading__text\">Home Equity Loan (HELOAN)<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-fba6df7\" data-block-id=\"fba6df7\"><p class=\"stk-block-text__text\">A Home Equity Loan, often called a second mortgage, uses your home as collateral. The loan amount is based on the appraised value of your home minus the balance owed on your current mortgage. Unlike a <a href=\"https:\/\/baycoast.bank\/en\/personal\/lending\/equity-lines-loans\/\" target=\"_blank\" rel=\"noopener\"><strong>Home Equity Line of Credit (HELOC<\/strong>)<\/a>, a <a href=\"https:\/\/baycoast.bank\/en\/personal\/lending\/home-equity-loan-heloan\/\" target=\"_blank\" rel=\"noopener\"><strong>Home Equity Loan (HELOAN)<\/strong><\/a> provides a lump sum amount at a fixed interest rate.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-088e8b9\" data-block-id=\"088e8b9\"><style>.stk-088e8b9{height:25px !important}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-13c5d4f\" data-block-id=\"13c5d4f\"><style>.stk-13c5d4f .stk-inner-blocks{column-gap:10px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-3d2bcfd\" data-block-id=\"3d2bcfd\"><style>.stk-3d2bcfd .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-95316,#fbad18) !important}.stk-3d2bcfd .stk-button__inner-text{font-size:16px !important;color:var(--stk-global-color-23926,#18428f) !important;font-weight:600 !important}@media screen and (max-width:1023px){.stk-3d2bcfd .stk-button__inner-text{font-size:16px !important}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoast.bank\/en\/personal\/lending\/home-equity-loan-heloan\/\" target=\"_blank\" rel=\"noopener\"><span class=\"has-text-color has-stk-global-color-23926-color stk-button__inner-text\">Learn About Home Equity Loans<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-a35e091\" data-block-id=\"a35e091\"><style>.stk-a35e091 .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-95316,#fbad18) !important}.stk-a35e091 .stk-button__inner-text{font-size:16px !important;color:var(--stk-global-color-23926,#18428f) !important;font-weight:600 !important}@media screen and (max-width:1023px){.stk-a35e091 .stk-button__inner-text{font-size:16px !important}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.mortgagewebcenter.com\/Account\/Login?ReturnUrl=%2fApplyNow\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-23926-color stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-c34b3ca\" data-block-id=\"c34b3ca\"><style>.stk-c34b3ca{height:50px !important}<\/style><\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Contact us for current interest rate information and full details. All loans are subject to credit approval, and other restrictions may apply. Program guidelines may change without notice. BayCoast Bank NMLS #403238.<\/em><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":1919,"template":"","class_list":["post-1821","loans","type-loans","status-publish","has-post-thumbnail","hentry","loan_type-other-loans"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429.jpg",1920,1171,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429-300x183.jpg",300,183,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429-768x468.jpg",768,468,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429-1024x625.jpg",1024,625,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429-1536x937.jpg",1536,937,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429.jpg",1920,1171,false],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429.jpg",300,183,false],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429.jpg",400,244,false],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2021\/04\/iStock-450552519-min-e1617725150429.jpg",600,366,false]},"post_excerpt_stackable_v2":"<p>Loans Home Equity Loans Achieve Your Dreams with a Home Equity Line of Credit (HELOC) or a Home Equity Loan (HELOAN) Home Equity Line of Credit (HELOC) Whatever your goal, BayCoast&nbsp;has the right loan product to fit your needs. Through our affiliate, BayCoast Bank, we&#8217;re offering a special low rate on our home equity line of credit. All loans subject to credit approval. &nbsp;Program guidelines may change without notice. Learn About Home Equity Line of Credit Apply Now Home Equity Loan (HELOAN) A Home Equity Loan, often called a second mortgage, uses your home as collateral. The loan amount is&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans\/1821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/loans"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/1919"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=1821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}