{"id":5963,"date":"2025-02-04T14:06:20","date_gmt":"2025-02-04T14:06:20","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?post_type=loans&#038;p=5963"},"modified":"2025-02-04T14:31:56","modified_gmt":"2025-02-04T14:31:56","slug":"accessory-dwelling-unit","status":"publish","type":"loans","link":"https:\/\/baycoastmortgage.com\/en\/loans\/other-loans\/accessory-dwelling-unit\/","title":{"rendered":"Accessory Dwelling Units"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z2mKPdl wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoastmortgage.com\/loans\">Loans<\/a>\n\t\t\t\t\t\t\t    \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Accessory Dwelling Units<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-1q9Euk wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\n\t\t\t\t<div class=\"h3\">Add value to your home and earn extra income with an Accessory Dwelling Unit (ADU).  Finance your ADU with BayCoast Mortgage today!<\/div>\n\n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\n\t\t\t\t<!-- interior content -->\n\t\t\t\t\n\n<p>Accessory Dwelling Units (ADUs) are an innovative way for single-family property owners to boost their property\u2019s value while securing rental income.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c7921b3\" id=\"what-is-an-adu\" data-block-id=\"c7921b3\"><h3 class=\"stk-block-heading__text\">What Is An ADU?<\/h3><\/div>\n\n\n\n<p>An ADU is typically a smaller, additional living space that\u2019s separate from a main residence. They\u2019re perfect for family, caregivers or renters! Also known as in-law or guest apartments, an ADU may be added to, created within, or detached from a primary dwelling.<\/p>\n\n\n\n<p>ADUs are a savvy way to earn extra income while providing affordable housing to our community. Every state has its own rules on what specifically defines an Accessory Dwelling Unit.&nbsp; Examples include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Living space over a garage<\/li>\n\n\n\n<li>Living area in a basement<\/li>\n\n\n\n<li>A small addition to a primary dwelling<\/li>\n\n\n\n<li><a href=\"https:\/\/priloan.com\/\" target=\"_blank\" rel=\"noopener\">A Manufactured Home<\/a>*<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-e3e8a5a\" data-block-id=\"e3e8a5a\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-26cd73b\" id=\"finance-your-adu-with-bay-coast-mortgage\" data-block-id=\"26cd73b\"><h3 class=\"stk-block-heading__text\">Finance Your ADU With BayCoast Mortgage<\/h3><\/div>\n\n\n\n<p>Take advantage of an ADU, which offers a flexible and modern opportunity for homeowners to boost their income, while expanding affordable housing right here on the South Coast.<\/p>\n\n\n\n<p>There are a variety of options available to finance an ADU, including a <a href=\"https:\/\/baycoast.bank\/en\/personal\/lending\/equity-lines-loans\/\" target=\"_blank\" rel=\"noopener\">Home Equity Line of Credit (HELOC)<\/a>, <a href=\"https:\/\/baycoast.bank\/en\/personal\/lending\/home-equity-loan-heloan\/\" target=\"_blank\" rel=\"noopener\">Home Equity Loan (HELOAN)<\/a>, or a mortgage refinance.&nbsp; If you\u2019re ready to apply, navigating the mortgage application process has never been easier! Here\u2019s a checklist of required documents to help you get started:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Proof of Income\/Employment<\/li>\n\n\n\n<li>Proof of Assets<\/li>\n\n\n\n<li>Credit History<\/li>\n\n\n\n<li>Residential History<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-953822b\" data-block-id=\"953822b\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5ce05ba\" id=\"contact-us-today\" data-block-id=\"5ce05ba\"><h3 class=\"stk-block-heading__text\">Contact Us Today<\/h3><\/div>\n\n\n\n<p>If you have questions about ADUs, please contact one of our knowledgeable team members today at 877-466-2678. We\u2019ll help answer your questions and provide expert guidance so you can decide if an ADU may be right for you and your personal financial goals.<\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-ef3e6a9\" data-block-id=\"ef3e6a9\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-77e2f2f\" id=\"strong-bay-coast-mortgage-is-ready-to-help-you-strong\" data-block-id=\"77e2f2f\"><h3 class=\"stk-block-heading__text\"><strong>BayCoast Mortgage is Ready to Help You!<\/strong><\/h3><\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>*A manufactured home must be legally classified as real property and must follow specific guidelines.<\/em><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>New Jersey\u2014BayCoast Mortgage Company, LLC, 330 Swansea Mall Drive, Swansea, MA 02777, 877-466-2678, Licensed Mortgage Banker- NJ Banking and Insurance Department. New Hampshire\u2014Licensed by the New Hampshire Banking Department #19631-MB. Rhode Island\u2014Rhode Island Licensed Lender. Virginia\u2014BayCoast Mortgage Company, LLC, NMLS #1082048 (http:\/\/www.nmlsconsumeraccess.org\/). Exempt from licensing in MA, CT, PA, MD, NC, SC, and FL. All loans are subject to credit approval.<\/em><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":5964,"template":"","class_list":["post-5963","loans","type-loans","status-publish","has-post-thumbnail","hentry","loan_type-other-loans"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image.jpg",1920,1171,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-300x183.jpg",300,183,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-768x468.jpg",768,468,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-1024x625.jpg",1024,625,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-1536x937.jpg",1536,937,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image.jpg",1920,1171,false],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-300x300.jpg",300,300,true],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-400x400.jpg",400,400,true],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2025\/01\/ADU-Header-Image-600x600.jpg",600,600,true]},"post_excerpt_stackable_v2":"<p>Loans Accessory Dwelling Units Add value to your home and earn extra income with an Accessory Dwelling Unit (ADU). Finance your ADU with BayCoast Mortgage today! Accessory Dwelling Units (ADUs) are an innovative way for single-family property owners to boost their property\u2019s value while securing rental income.&nbsp; What Is An ADU? An ADU is typically a smaller, additional living space that\u2019s separate from a main residence. They\u2019re perfect for family, caregivers or renters! Also known as in-law or guest apartments, an ADU may be added to, created within, or detached from a primary dwelling. ADUs are a savvy way to&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans\/5963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/loans"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/5964"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=5963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}