{"id":6273,"date":"2026-10-07T18:50:17","date_gmt":"2026-10-07T18:50:17","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?post_type=loans&#038;p=6273"},"modified":"2026-10-07T18:55:29","modified_gmt":"2026-10-07T18:55:29","slug":"ri-anchorhome","status":"publish","type":"loans","link":"https:\/\/baycoastmortgage.com\/en\/loans\/other-loans\/ri-anchorhome\/","title":{"rendered":"RI AnchorHome"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z2mKPdl wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoastmortgage.com\/loans\">Loans<\/a>\n\t\t\t\t\t\t\t    \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">RI AnchorHome<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-1q9Euk wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\n\t\t\t\t<div class=\"h3\">We are proud to support Rhode Islanders on their path to homeownership through the RI AnchorHome Program.<\/div>\n\n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\n\t\t\t\t<!-- interior content -->\n\t\t\t\t\n\n<p class=\"wp-block-paragraph\">RI AnchorHome is offered by the Rhode Island General Treasurer\u2019s office in an effort to find more Rhode Islanders a place to call home!<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-e1f8c3f\" id=\"through-ri-anchor-home-qualified-borrowers-may-benefit-from\" data-block-id=\"e1f8c3f\"><h3 class=\"stk-block-heading__text\">Through RI AnchorHome, qualified borrowers may benefit from:<\/h3><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3.99% (4.032% APR) 30 Year Fixed Rate<\/li>\n\n\n\n<li>No PMI<\/li>\n\n\n\n<li>Up to 100% Financing<\/li>\n\n\n\n<li>Down Payment &amp; Closing Cost Assistance Allowed<\/li>\n\n\n\n<li>1-2 Family Homes Eligible<\/li>\n\n\n\n<li>Grants Allowed at Closing<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">How RI AnchorHome Works<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When a qualifying first-time homebuyer is approved for a mortgage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The State of Rhode Island deposits matching funds into an account at BayCoast Mortgage<\/li>\n\n\n\n<li>The mortgage is managed by BayCoast, keeping lending decisions at the local level<\/li>\n\n\n\n<li>Maximum purchase price:\n<ul class=\"wp-block-list\">\n<li>$525,000 for single-family homes<\/li>\n\n\n\n<li>$575,000 for two-family homes<\/li>\n\n\n\n<li>Warrantable condominiums are permitted<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Household income is capped at 110% of statewide income limits<\/li>\n\n\n\n<li>Borrowers may not own other residential properties at the time of closing<\/li>\n\n\n\n<li>Homeownership counseling is required<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Connect with an <a href=\"https:\/\/baycoastmortgage.com\/en\/loan-officers\/\">Loan Officer<\/a> or fill out the form below to learn more!<\/p>\n\n\n<script>\nvar 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BayCoast Bank. For example, a 30-year $525,000 first-lien loan on a primary residence with an interest rate of 3.99% (4.032% APR) as of 10\/1\/2026 will have 360 monthly principal and interest payments of $2,503.40.\u00a0 Payments do not include amounts for taxes and insurance premiums or any applicable HOA fees, and the actual payment obligation will be greater.\u00a0 Example loan reflects a loan-to-value of 100% and a borrower FICO score of 670.\u00a0 All loans are subject to credit approval, RI AnchorHome loan program eligibility, and availability of program funding.\u00a0 Loan terms may vary.\u00a0 Rhode Island Licensed Lender.\u00a0 Equal Housing Opportunity.\u00a0 NMLS # 1082048.<\/em><\/em><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":6274,"template":"","class_list":["post-6273","loans","type-loans","status-publish","has-post-thumbnail","hentry","loan_type-other-loans"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header.jpg",1920,800,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header-300x125.jpg",300,125,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header-768x320.jpg",768,320,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header-1024x427.jpg",1024,427,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header-1536x640.jpg",1536,640,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header.jpg",1920,800,false],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header.jpg",300,125,false],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header.jpg",400,167,false],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/10\/RI-AnchorHome-Web-Header.jpg",600,250,false]},"post_excerpt_stackable_v2":"<p>Loans RI AnchorHome We are proud to support Rhode Islanders on their path to homeownership through the RI AnchorHome Program. RI AnchorHome is offered by the Rhode Island General Treasurer\u2019s office in an effort to find more Rhode Islanders a place to call home! Through RI AnchorHome, qualified borrowers may benefit from: 3.99% (4.032% APR) 30 Year Fixed Rate No PMI Up to 100% Financing Down Payment &amp; Closing Cost Assistance Allowed 1-2 Family Homes Eligible Grants Allowed at Closing How RI AnchorHome Works When a qualifying first-time homebuyer is approved for a mortgage: The State of Rhode Island deposits&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans\/6273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/loans"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/loans"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/6274"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=6273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}