{"id":392,"date":"2020-07-16T18:32:41","date_gmt":"2020-07-16T18:32:41","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?page_id=392"},"modified":"2026-02-25T17:11:12","modified_gmt":"2026-02-25T17:11:12","slug":"our-process","status":"publish","type":"page","link":"https:\/\/baycoastmortgage.com\/en\/our-process\/","title":{"rendered":"Our Process"},"content":{"rendered":"
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Our Process<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n
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BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our process is fully committed to helping our clients achieve their goals.<\/div>\n\n\t\t\t \t
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BayCoast Mortgage is a wholly-owned subsidiary of BayCoast Bank, a community savings bank established in 1851. We offer a client-centric, boutique experience with the same products and pricing as large multi national banks. Our clients always come first. We welcome the opportunity to complement any scenario with a common sense approach, which is truly representative of our customer-centric mindset.<\/p>\n\n\n

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Say hello to your loan officer!<\/div>\n\t\t\t<\/div>\n\n\t\t\t
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Every client receives a Loan Officer with a dedicated sales team including a Sales Manager, Sales Assistant and Processor <\/em>who will identify and tailor a mortgage solution for your unique situation.<\/p>\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t

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Application<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t

Complete your application over the phone or online – both options are convenient and simple! Your loan officer will complete your application over the phone, in person or electronically with a 24 hour turnaround.<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t

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Send us your documents<\/div>\n\t\t\t<\/div>\n\n\t\t\t
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Secure email, overnight Fedex, hand delivery \u2013 BayCoast will cater to our clients needs and schedule. You will be  provided with a return overnight envelope or meet you in person to obtain the signed documents and supporting information and we will combine it with the appraisal and underwrite the request for approval.<\/p>\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t

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Closing<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t

Once you receive the final clear, we close your new mortgage. We arrange for in-home closings or offer convenient locations for you to meet with the attorney to sign all the documents.<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t

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What makes us different?<\/div>\n\n\t\t\t \t
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  • We are local and a wholly owned by the fourth largest community bank in the South Coast.<\/li>\n\n\n\n
  • Flat organization which provides an efficient internal process resulting in expedited credit decisions.<\/li>\n\n\n\n
  • Ability to provide each client a boutique experience with a customized holistic solution with a common sense approach.<\/li>\n\n\n\n
  • We provide financial solutions offered by national banks and deliver a client centric experience to our neighbors in a community bank setting.<\/li>\n\n\n\n
  • Leaders in Fintech with seven new ITM branches in the South Coast area and a cutting edge technology with a reliable platform that our clients can trust and deserve.<\/li>\n<\/ul>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":732,"parent":0,"menu_order":26,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-392","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377.jpg",2560,1216,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377-300x143.jpg",300,143,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377-768x365.jpg",768,365,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377-1024x486.jpg",1024,486,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377-1536x730.jpg",1536,730,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377-2048x973.jpg",2048,973,true],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377.jpg",300,143,false],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377.jpg",400,190,false],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2020\/08\/iStock-1187145524-min-scaled-e1616181115377.jpg",600,285,false]},"post_excerpt_stackable_v2":"

    Our Process BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our process is fully committed to helping our clients achieve their goals. BayCoast Mortgage is a wholly-owned subsidiary of BayCoast Bank, a community savings bank established in 1851. We offer a client-centric, boutique experience with the same products and pricing as large multi national banks. Our clients always come first. We welcome the opportunity to complement any scenario with a common sense approach, which is truly representative of our customer-centric mindset. Say hello to your loan officer! Every…<\/p>\n","category_list_v2":"","author_info_v2":{"name":"BayCoast Marketing","url":"https:\/\/baycoastmortgage.com\/en\/author\/marketingbaycoastbank-com\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-04-27 08:41:35","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/pages\/392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/comments?post=392"}],"version-history":[{"count":0,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/pages\/392\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/732"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}