{"id":6120,"date":"2026-01-14T14:09:21","date_gmt":"2026-01-14T14:09:21","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?post_type=people&p=6120"},"modified":"2026-02-18T17:54:52","modified_gmt":"2026-02-18T17:54:52","slug":"heather-francis","status":"publish","type":"people","link":"https:\/\/baycoastmortgage.com\/en\/people\/heather-francis\/","title":{"rendered":"Heather Francis"},"content":{"rendered":"
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Heather Francis<\/div>\n\n\t\t\t\t
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Co- President <\/strong><\/br>\n\t\t\t\t\t\t\t\t\t\tNMLS# 2793569<\/br>\t\t\t\t\t401-864-3068<\/br>\t\t\t\t\t\t\t\t\t\tHfrancis@baycoastbank.com<\/a><\/br>\t\t\t\t<\/p>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\n

Recently promoted to Co\u2011President of BayCoast Mortgage, Heather Francis joined the company in 2013 as Business Analyst and Lead Coordinator, attaining the title of Assistant Vice President thereafter.  In 2015, she ascended to the position of Vice President, Secondary Market Pricing, a role she held until her latest promotion in December 2025.<\/p>\n\n\n\n

Heather brings an exceptional commitment to building community relationships that have helped shape her executive leadership. Serving on the Board of Managers as Co-President, she oversees all facets of residential lending, leading the development and support of new and existing business channels in 11 states along the East Coast, while maintaining a strong network of referral partners to expand market share and cultivate talent.<\/p>\n\n\n\n

Her management approach is built on discipline, accuracy, and a relentless pursuit of excellence, helping to guide the mortgage company\u2019s vision, mission, and long\u2011term strategic direction by consistently supporting innovation, elevating standards, and inspiring teams to deliver their best.<\/p>\n\n\n\n

Francis is a former standout scholar athlete, earning accolades at an elite level. She  graduated from the University of Connecticut with a Bachelor\u2019s degree in Communications, receiving a full athletic scholarship as a member of the Women\u2019s Track & Field Team. She was a three\u2011time All\u2011American Gatorade Student Athlete and Player of the Year and ranked #1 nationally in the high school girls\u2019 high jump for three consecutive years.<\/p>\n\n\n\n

Heather\u2019s exceptional jump of 6\u20191\u00bc\u201d earned her a coveted invitation to the 1996 Olympic Trials in Atlanta, GA.<\/p>\n\n\n\n

Francis was inducted into the Massachusetts State Track Coaches Hall of Fame in 2015.<\/p>\n\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":6147,"menu_order":5,"template":"","person_type":[4],"class_list":["post-6120","people","type-people","status-publish","has-post-thumbnail","hentry","person_type-leadership"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026.jpg",3263,4568,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026-214x300.jpg",214,300,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026-768x1075.jpg",768,1075,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026-731x1024.jpg",731,1024,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026-1097x1536.jpg",1097,1536,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026-1463x2048.jpg",1463,2048,true],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026.jpg",214,300,false],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026.jpg",286,400,false],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2026\/01\/Heather-Francis-2026.jpg",429,600,false]},"post_excerpt_stackable_v2":"

Heather Francis Co- President NMLS# 2793569 401-864-3068 Hfrancis@baycoastbank.com Recently promoted to Co\u2011President of BayCoast Mortgage, Heather Francis joined the company in 2013 as Business Analyst and Lead Coordinator, attaining the title of Assistant Vice President thereafter.  In 2015, she ascended to the position of Vice President, Secondary Market Pricing, a role she held until her latest promotion in December 2025. Heather brings an exceptional commitment to building community relationships that have helped shape her executive leadership. Serving on the Board of Managers as Co-President, she oversees all facets of residential lending, leading the development and support of new and existing…<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/people\/6120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/people"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/people"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/6147"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=6120"}],"wp:term":[{"taxonomy":"person_type","embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/person_type?post=6120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}