{"id":5738,"date":"2024-04-10T14:59:44","date_gmt":"2024-04-10T14:59:44","guid":{"rendered":"https:\/\/baycoastmortgage.com\/?p=5738"},"modified":"2024-12-05T14:42:50","modified_gmt":"2024-12-05T14:42:50","slug":"dpa-program-helps-family-afford-home","status":"publish","type":"post","link":"https:\/\/baycoastmortgage.com\/en\/newsroom\/dpa-program-helps-family-afford-home\/","title":{"rendered":"BayCoast\u2019s Down Payment Assistance Program Helps New Parents Afford Dream Home"},"content":{"rendered":"<div class=\"lazyblock-resource-hero-Z2jPXa wp-block-lazyblock-resource-hero\"><div class=\"noHero\" style=\"height: 10rem;\"><\/div>\n\n<div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"smallWrapper gutenberg\">\n\t    \n\t    <div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t<div class=\"h6\" style=\"margin-right: 2rem;\"><a href=\"https:\/\/baycoastmortgage.com\/resource\/newsroom\">Newsroom<\/a><\/div>\n\t\t\t\t\t\t\n\t\t\t<div class=\"primaryColor dot h6\" style=\"transform: scale(2.2); \">\u00b7<\/div>\n\n\t\t\t<div class=\"h6\" style=\"margin-left: 2rem;\">\t\t\t\tApril 10, 2024        \n\t\t\t<\/div>\n\t\t<\/div>\n\t    \n\t    <h1 class=\"h2 blue bgWhite\" style=\"max-width: 50rem\">BayCoast\u2019s Down Payment Assistance Program Helps New Parents Afford Dream Home<\/h1>\n\t    \n\t    <hr style=\"margin-bottom: 7rem;\">\n\t  \n\t<\/div>\n\t\n\t<div class=\"wrapper\" style=\"justify-content: center; max-width: 90rem;\">\n\t\t<div style=\"width: 100%; position: relative;\">\n\t\t\t<img decoding=\"async\" data-src=\"https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa.jpg\" role=\"img\" aria-label=\"BayCoast\u2019s Down Payment Assistance Program Helps New Parents Afford Dream Home\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/600;width: 100%; height: auto;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/>\n  \t\t<\/div>\n\t<\/div>\n<\/div>\n\n          <\/div>\n\n<div class=\"lazyblock-interior-content-Z3Tgf wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\n\t\t\t\t<div class=\"h3\"><\/div>\n\n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\n\t\t\t\t<!-- interior content -->\n\t\t\t\t\n\n<p>Mario Botelho always dreamed of owning a home, but with rising prices and fierce competition in the South Coast real estate market, finding the perfect place to settle down with his growing family, while saving up for a down payment, were big hurdles.<\/p>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-b22db74\" data-block-id=\"b22db74\"><p class=\"stk-block-text__text\">&#8220;My home search was horrible, just horrible. It was taking a very long time to find something and I honestly thought I wouldn\u2019t find a home,\u201d said Botelho. As a new father to a one-year-old, finding a home was a top priority for Botelho and his girlfriend Veronica. When they finally did locate a property to purchase in Tiverton, Rhode Island, Botelho says he was preparing to finance it through another mortgage company. \u201cI was going with another lender at the time,\u201d said Botelho. \u201cThe deal was almost done, but then a friend reminded me that Tim was in the mortgage business, so I gave him a call.&#8221;<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-6397947\" data-block-id=\"6397947\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-6397947-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-5a580b7\" data-v=\"4\" data-block-id=\"5a580b7\"><style>@media screen and (min-width:768px){.stk-5a580b7{flex:1 1 66.7% !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-5a580b7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-5a580b7-inner-blocks\">\n<p>Tim Long, Vice President and Senior Loan Officer for BayCoast Mortgage, and Botelho knew each other as kids, growing up in Fall River, Massachusetts. Tim suggested Botelho look into BayCoast\u2019s highly successful DPA program, which was established to help qualifying buyers in the community afford their first home.<\/p>\n\n\n\n<p>\u201cMario\u2019s income didn\u2019t fit the other lender\u2019s down payment assistance requirements, but for BayCoast\u2019s in-house, custom DPA program, Mario fit the criteria perfectly,\u201d adds Long. \u201cHe and his girlfriend were initially in disbelief, but we made it happen for them. BayCoast saved the day!\u201d<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3cdc0b3\" data-v=\"4\" data-block-id=\"3cdc0b3\"><style>@media screen and (min-width:768px){.stk-3cdc0b3{flex:1 1 33.3% !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3cdc0b3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3cdc0b3-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-c445ee6\" data-block-id=\"c445ee6\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-5748 lazyload\" data-src=\"https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/pic-1-edited-1.jpg\" width=\"1512\" height=\"2268\" data-srcset=\"https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/pic-1-edited-1.jpg 1512w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/pic-1-edited-1-200x300.jpg 200w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/pic-1-edited-1-683x1024.jpg 683w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/pic-1-edited-1-768x1152.jpg 768w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/pic-1-edited-1-1024x1536.jpg 1024w, https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/pic-1-edited-1-1365x2048.jpg 1365w\" data-sizes=\"(max-width: 1512px) 100vw, 1512px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1512px; --smush-placeholder-aspect-ratio: 1512\/2268;\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p>\u201cThe DPA grant has made an unbelievable difference,\u201d said Botelho. \u201cTim was amazing and the entire experience with BayCoast was great. We are extremely happy.\u201d<\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Discover how one family overcame the challenges of finding an affordable home in the South Coast with the help of BayCoast Mortgage.<\/p>\n","protected":false},"author":12,"featured_media":5739,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[46],"class_list":["post-5738","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsroom"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa.jpg",1920,600,false],"thumbnail":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa-150x150.jpg",150,150,true],"medium":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa-300x94.jpg",300,94,true],"medium_large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa-768x240.jpg",768,240,true],"large":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa-1024x320.jpg",1024,320,true],"1536x1536":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa-1536x480.jpg",1536,480,true],"2048x2048":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa.jpg",1920,600,false],"gform-image-choice-sm":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa.jpg",300,94,false],"gform-image-choice-md":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa.jpg",400,125,false],"gform-image-choice-lg":["https:\/\/baycoastmortgage.com\/wp-content\/uploads\/2024\/04\/bcm-dpa.jpg",600,188,false]},"post_excerpt_stackable_v2":"<p>Discover how one family overcame the challenges of finding an affordable home in the South Coast with the help of BayCoast Mortgage.<\/p>\n","category_list_v2":"<a href=\"https:\/\/baycoastmortgage.com\/en\/.\/newsroom\/\" rel=\"category tag\">Newsroom<\/a>","author_info_v2":{"name":"Kris Caisse","url":"https:\/\/baycoastmortgage.com\/en\/author\/kriscaisse\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-04-28 11:48:19","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/posts\/5738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/comments?post=5738"}],"version-history":[{"count":0,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/posts\/5738\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media\/5739"}],"wp:attachment":[{"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/media?parent=5738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baycoastmortgage.com\/en\/wp-json\/wp\/v2\/categories?post=5738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}