Serving over 25 years at BayCoast Bank, formerly Citizens Union Savings Bank, Richard has held the position of Mortgage Loan Officer for 20 years. He was elected Assistant Vice President in 2011 and is responsible for originating mortgages and equity loans, maintaining a thorough understanding of Fannie Mae guidelines, and ensuring compliance with BayCoast loan policies as well as all State and Federal regulations.
Richard is fluent in Portuguese.
Richard holds an Associates Degree in Business Administration from Bristol Community College in Fall River, MA, and a Bachelors Degree in Finance from the University of Massachusetts at Dartmouth. He is a graduate of the Massachusetts School for Financial Studies at Babson College and has completed two certificate programs from the Massachusetts Bankers Association at Northeastern University. Richard resides in Westport.