Insights
Know the Do’s and Don’ts of the Pre-Approval Process
Even after obtaining a mortgage pre-approval, you still need to stay on top of your finances before closing on your new home.
BayCoast Mortgage Makes Waves on Martha’s Vineyard
The Vineyard is home to one of BayCoast Mortgage’s most exciting stories of 2022, the acquisition of Martha’s Vineyard Mortgage.
Eva Gamble’s Path to Homeownership
Gamble, a resident of Cranston, Rhode Island, waited 15 long years to finally own the home she had been renting. Her path to homeownership is a personal story of patience and perseverance.
What Exactly Is In My Mortgage Loan?
As a new homeowner, it’s important to understand what exactly goes into your monthly mortgage payment, since it can affect how you pay off the loan.
Know Your Mortgage Payments
Since mortgage interest rates will impact how much you pay per month, it’s critical you know how to calculate your monthly payment.
More Than One Type of Mortgage: Know Your Options
When buying a home, unless you have all the money up front, chances are you’ll need a mortgage to make that important purchase. But what exactly is a mortgage?
5 Key Steps To Buying Your First Home
You’re finally ready to leave the world of renting behind and become a homeowner. But the process of buying your first home can feel daunting, from all the new terminology to the amount of money involved.
A Home Isn’t Just a House
Congratulations on your decision to become a homeowner! Every home buying experience is as different as a fingerprint. But there are general guidelines as to how the home buying process works.
Six Types of Mortgage Loans to Help You Find “Home”
When it comes to buying a house, there are lots of financing options out there. Depending on different criteria, you might be eligible for more than one type of financing.
Buy or Improve Your Home With a VA Loan
If you’re a member of the military, a veteran, or the qualifying spouse of a service member, a VA loan could help you finance your dream home off base.
Is an FHA Loan Right for Me?
Unlike traditional home financing options, FHA loans are backed by the federal government. This means more opportunities for potential homebuyers meeting FHA lending qualifications.
Four Can’t-Miss Sites to See in Southern Massachusetts
Here are a few of our favorite sites in Southern Massachusetts. We hope you’ll enjoy them too!
The Benefits of Being a Veteran in Rhode Island and Massachusetts
In appreciation for their service, leadership, and sacrifice, a host of VA benefits await eligible veterans, active-duty military members, and family members living in our area.
The Three Steps to Getting a Mortgage
With so many mortgage companies out there, it’s essential to know exactly who is loaning you money. So, we wanted to show you just how easy applying for a mortgage can be with a lender who’s just right for you.
Put These Six Stops on Your Rhode Island Itinerary
Whether you’re local or just visiting The Ocean State, it’s an easy drive to any of Rhode Island’s top attractions.
Should I Buy a Home or Keep Renting?
Although the process may seem complicated, we’ve put together this primer to help you understand the ins and outs of the mortgage process and show you how easy it can be with the right lending partner.
Partnerships Lead to Home Ownership
With rental prices on the rise, you might think owning a home just isn’t in the cards for you. If that’s the case, think again!
Ask the Expert: What to Do Before Buying a Home
If you’ve never bought a home—or it might have been a while since you did—buying a home can feel like a complicated process. There’s lots of paperwork and even more industry jargon to weed through. So, we asked BayCoast Mortgage Senior Loan Officer Simon Theberge to teach us what you need to do before buying a home.
Is a New Home Right For Me?
Let’s take a look at a few key areas to focus on, in hopes of helping you decide whether new or “new-to-you” is right for you and your family.
How to Turn the House You Want Into Home
When it comes to the type of mortgage you choose, there’s really no right or wrong answer—every family’s goals and dreams are different from the next.