About Us

BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans.

Our product offering complements customers throughout the East Coast including FNMA, FHLMC, VA, FHA, Jumbo, MA Housing and BayCoast Portfolio . Being uniquely owned by BayCoast Bank, a community savings bank established in 1851, we have the flexibility to offer superior service, product mix, and pricing in a boutique feel that separates us from our big box competitors. We welcome the opportunity to complement any scenario with a common sense approach, which is truly representative of our customer-centric mindset. 

States in Which We Lend

We lend in New Hampshire, Massachusetts, Rhode Island, Connecticut, Pennsylvania, New Jersey, Maryland, Virginia, North Carolina, South Carolina, and Florida.

Mission Statement

To provide our clients with products and services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. We empower our employees by providing them with the tools, knowledge, and support in order to provide their clients with the quality of service they deserve.

Vision Statement

BayCoast Mortgage prides itself in the high quality of the products and services provided to our customers. By consistently meeting and exceeding our clients’ needs, we strive to become the standard for excellence in the mortgage industry.

What to Expect at Our Locations

Whether you want to take out a new loan, discuss your options, or review the terms of your current mortgage, our loan officers are ready to help you.  When you visit one of our mortgage offices, you can expect friendly, high-quality service.  Our loan officers will walk you through all our loan options to find the perfect fit for your personal goals and financial requirements. Some of our most popular loan options include:

Let’s Talk – Contact Us Today!

Are you ready for a new mortgage or refinance that suits your needs and budget?  Let’s have a conversation to see what options may be Just Right® for your personal situation.  We’re happy to speak with you over the phone or by email.  Please feel free to reach out and contact us today!


New Jersey – BayCoast Mortgage Company, LLC, 330 Swansea Mall Drive, Swansea, MA 02777,  877-466-2678, Licensed Mortgage Banker – NJ Banking and Insurance Department

New Hampshire – Licensed by the New Hampshire Banking Department #19631-MB

Rhode Island – Rhode Island Licensed Lender

Virginia – BayCoast Mortgage Company, LLC, NMLS # 1082048 (www.nmlsconsumeraccess.org)

All loans subject to credit approval.