Loans

VA Loans

The Department of Veterans Affairs helps Service members, Veterans, and eligible surviving spouses become homeowners.

As part of our mission to serve you, we are proud to offer VA housing-related programs to help you buy, repair, retain, or adapt a home for your own personal occupancy.

With a VA Loan, there is no down payment, and flexible debt to income ratio – with no private mortgage insurance requirement. You may also be eligible for reduced or no closing costs.

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  • No down payment and 100% purchase financing
  • 100% LTV cash out refinance
  • No private mortgage insurance required
  • Flexible debt to income requirements
  • Low fixed rates and adjustable rates
  • Lock in your rate for 90 days – if rates rise, you’re protected
  • Most cases, no upfront out-of-pocket expense

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