Meet Simon Theberge

Simon delivered on his promise of being competitive and he was very responsive to any questions and concerns we had with our loan process. He always delivered on his commitments.

Very easy to work with! Answered all of our questions!

Simone did an excellent job from start to finish. He was able to get me into a much better mortgage plan and save me significant amount by reducing my monthly payment as well as mortgage term. He is professional and communicated well throughout the whole process.

Truly a Great Experience. Simon was highly recommended to me and the entire experience working with him and his team at BayCoast was outstanding from start to finish. Bought a new home and closed within 30 days. that would not have happened with other lenders. My previous home was through a different mortgage company, the experience between the two was night and day. I would highly recommend anyone and everyone to have a conversation with Simon and judge for yourself. That conversation will save time and headaches!

Simon creates relationships with his clients that don¡¦t just end at the initial closing table. He values his client portfolio. He keeps in contact and has his clients interests in mind for the future as interest rates change or their needs change. His attention and responsiveness is like no other. It¡¦s a pleasure to have him as my residential loan officer.

My experience working with Simon was outstanding from start to finish. I would highly recommend Simon and BayCoast to anyone and everyone!

Highly Recommend. Simon was available for any questions I had at all times of the day, making this an easy and painless process. He did everything he could to make sure I understood what every cost/breakdown was from start to finish. In the end, the costs he told me I’d pay on day 1 were the the same costs I paid at closing… no last minute surprise fees. If this is what your looking for then I highly recommend Simon Theberge.

Simon was great to work with. He was very helpful through the whole process. He was patient and was able to help with all our question. He gave us many different situations that we could do and provide his expert opinion when asked. He was a pleasure to work with and would recommend him to everyone.

Simon and his associates were incredible. Their attention to detail and responsiveness were second to none. I’ve never had any transaction go so smoothly.

We are a very busy family. Simon made the process easy. I submitted the necessary paperwork, reviewed the closing disclosure and showed up for the closing! Done deal! Thank you.

Simon made the whole process of buying a house very easy. He was prompt to respond to emails and explained the loan process thoroughly. He was also available to talk on the phone whenever needed. I would highly recommend using Simon if you want a stress free ride while taking out a loan to buy a house! Excellent care!

I have refinanced my current home close to 10 times with Simon to take advantage of decreasing rates and changing loan products. Other than the time it takes to gather all the required documentation, each refi has gone as expected. Changing banking regulations regarding qualifications can be painful but are just a reality these days. I have always gotten a great rate with zero closing costs from Simon. He also informs me whenever a better rate becomes available. I would highly recommend him

As a first time home buyer, I was unfamiliar with the entire process of purchasing a house, to say the least. I did some preliminary groundwork myself but soon found myself overwhelmed. My mortgage broker, Simon, not only secured a better rate than I had been offered, but also patiently and thoroughly explained each step of the way. He is extremely knowledgeable and professional, and worked hard to get me into the home I really wanted. I couldn’t be happier and would recommend him to anyone looking to purchase a home.

Simon has made the entire process of finding and purchasing our first home pleasant. We have met multiple financial advisers including two from our bank and not until we connected with Simon we finally felt comfortable and knew that we can trust and count on him during our long search process. He was always supportive and available either for a phone call/email to talk through our options or to adjust pre-qualification/pre-approval letters. Our loan was closed actually sooner than expected and the lawyer mentioned that he hasn’t had such a smooth closing process in a long time. We have seen the property on 10/6 and closed on 11/17 (with all the credit already available in the bank). Also, for not experienced buyers in US such us who moved from oversees the supportive and leading approach was the best for us.

Simon and his team are a pleasure to work with. Whether getting a new home, or just refinancing, they make the entire process simple and easy! The are there to guide you through the process and available to help with any questions. The best part is the low interest rates they provided.

Simon helped me refinance and purchase two homes now. It’s great working with him, and I feel like I have someone looking out for my best interests. He knows the system, he knows how to get you a loan that works for you, even when the details are complicated.

Simon has always been very responsive and helpful when dealing with the loan. He was able to give the best rates and made the process easy as he is very knowledgeable. I would and do highly recommend him to anyone.

Simon helped my family out during a particularly stressful time. We had a previous lender that fell through due to my transition from the military to civilian sector, despite a wealth of official documentation that mitigated typical risks associated such a transition and their well-known expertise in dealing with military.

Was perfect experience. I was re-financing my house, so I was familiar with the lender. Simon helped a lot explaining everything and smooth the whole process

Simon made my home purchases painless which was a surprise based on a lot of my friends stories of their home buying experience. He is a great guy, always available, and tells it how it is which I appreciate greatly. Highly recommend and will use in the future when the time comes.

Simon has been amazing to work with time and time again. We have used him multiple times from our original mortgage to multiple refinances. He has always responded very quickly and is an amazing resource. I highly recommend him for all your mortgage needs.

We have worked with Simon twice in the refinancing our house. Each time he was extremely courteous and personable in what could otherwise be a challenging experience. He got us a great rate that we first thought would be impossible to beat, then contacted us a year later with an even better offer. I have confidently recommended him to family and friends and will continue to do so in the future.

Simon made our first experience buying a home so painless! He was extremely attentive and answered every question my fiancé and I had. I will work with Simone for our next purchase and have already referred him to a friend!

Simon is a pleasure to work with. He’s very responsive, explains all, and has lots of patience. And, often replied during off hours when I never would have expected. Would absolutely use again!

I highly recommend Simon. I have refinanced with him many times over the last 15+ years, and each time he has come through with a really low interest rate and no fees. I’m always amazed at the deals he is able to get me. He is professional and really pays attention to detail. In all my dealings with him, I’ve never had a problem getting my deal done. I have recommended him to friends who have said the same things.

I have worked with Simon for years. He has always been on the lookout for me when a new mortgage product would appear that would reduce my monthly payments.

Simon is very knowledgeable, thorough, and helpful. He is quick to respond to my inquiries and has a very pleasant and friendly manner. I am so pleased with the entire process that we’ve used him many times since 2008.

I’ve refinanced multiple times with Simon over the years. Each and every time the process went smooth and easy. He also maintained contact every each closing whenever the rates have fallen and I might be able to save money.

Simon is a hard worker who is always available and is very helpful. He is very professional and knowledgeable. Simon and his team are also very easy to work with!

We have refinanced about 10 times with Simon. Gets the job done professionally and quickly. He also watches the rate swings carefully and lets us know when we can lower payments on a refinance. Highly recommended.

I have worked with Simon on many refi’s. He always has my best interest in mind and works hard to find the right plan for me. He makes the process as simple and convenient as possible. I would highly recommend working with Simon and his team!

I have worked with Simon many times personally and have referred him to friends and family who have also had great experiences with him. Simon has consistently delivered as promised.

I have been working with Simon for all of my mortgage needs for over 10 years. During this time I have used Simon’s services for mortgages for three home purchases and also for multiple refinances. Simon is extremely knowledgeable about the best available mortgage products and he and his team make the process unbelievably easy. I have referred numerous people to Simon over the years and everyone has always been very satisfied with his services.

I refinanced my home with Simon 2-3 times within the past few years. He was able to provide me with a great rate every time and saved me lots of $$$. He is very reliable and dependable; when I had any questions Simon always responded in a timely manner. The whole process went smoothly every time. Simon came recommended from various co-workers who had also worked with Simon and only had positive things to say about him. I recommended Simon to my family members who had also a positive experience. I highly recommend Simon to anyone looking to fulfill any mortgage needs.

We’ve been working with Simon on many refis and always he provides us with best rates, no-cost closing and smooth processing.

Simon was easy to work with, explained the process, answered all of my questions, and got the closing done without delay! He followed up after my initial mortgage to discuss a refinance later in time following a drop in interest rates.

I’ve worked with Simon for over 10 years on both new home purchases and multiple refi’s. He makes the process as easy as possible and has always come through for us with the most competitive rates. I would highly recommend using his firm.

This was our first home buying experience. Simon came recommended by my sister who used him for refinancing. And he did not disappoint. He helped explain everything to us in terms we understood and fixed up a strategy that helped us save in the long run. Thanks for all the help, Simon!