Michael L. Taveira

Vice President
Senior Loan Officer
NMLS# 188744
774-319-2099
  Doc Exchange
mtaveira@baycoastbank.com

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Meet Michael Taveira

With over 15 years experience in the mortgage industry, Michael Taveira has distinguished himself as one of the Top Senior Loan officers in the South Coast. Michael’s performance and work ethic are nothing short of outstanding.

For over a decade, he has received multiple awards for his client service and has eclipsed the 500 Million dollar mark in closed mortgages. An industry veteran with extensive product knowledge, Michael has assisted more than 2,000 clients close on their home. You can be confident he will tailor a program that is just right for you.

With Michael’s knowledge of the market and all mortgage programs from VA, FHA, Conventional, USDA, MA and RI Housing he has set himself apart by educating first time home buyers every step of the way. Whether his borrowers are looking to purchase their very first home or refinance a home they currently own, Michael gives each and every customer the attention they deserve. He listens, he advises, and he works diligently to find the best possible programs to fit their needs because he understands how important this decision is and how stressful it can be.

Michael graduated from the University of Massachusetts with a bachelor’s degree in Business Management.

A Southeast Massachusetts native, Michael grew up in Somerset and still currently resides there. An avid golfer, there is nothing he enjoys more than hitting the links for a few hours with friends.

Meet Michael L. Taveira’s Team

Andrew Kinnane
LO Assistant

Find Out What People Are Saying About Michael L. Taveira

Michael Taveira was great to work with. He was professional, courteous, efficient, and responsive. He let me know exactly what information I needed to provide and he and/or Ellen Dudek promptly let me know they’d received what I sent. The mortgage process was smooth and user friendly. I highly recommend contacting Michael for a mortgage!

Mike was an incredible lender to work with. He was always friendly, positive, and encouraging, while also being honest with us when we asked questions. We appreciated his honesty because it helped us make the right decisions for our situation. Every time we met with him or called him, he was patient and gave us as much of his time as we needed to address our concerns and feel reassured. I truly feel like he went out of his way to get us into the best mortgage program he could. I am grateful we found someone like Mike to help us get our new home, I can’t imagine anyone else would have done as much for us.

Mike and the team at BayCoast were extremely helpful during the process of buying our home. They were friendly and always available to answer any questions we had. Thank you for your help and making the process smooth! Sincerely, Pam and Jeff.

Michael Louis Taveira was extremely professional and responsive throughout the whole process. We were able to do the impossible and close within three weeks! That is un heard of! Michael has an amazing team working with him who have been nothing but helpful and attentive at every step of the way. As first time home buyers, it was important to work with someone who has the patience to explain things in great detail to make sure we were fully aware of what was going on at any point. I would not hesitate to recommend Michael and his team to friends and family.

ALL MY life I never thought I was ever good enough to actually own my own house. Well, i can’t believe it but I do… The biggest reason is because of the great team I had around me during this stressful time. (MY real estate agent, home inspector). But the person who was there for me the most was Mike. Mike I couldn’t ever thank you enough for being there.It was truly a privilege to have you there, step by step. My dreams of ever owning a home, would still be just a dream and not a reality…. Thank you Mike every day I now wake up in my new home It’s because of you and I’ll never forget you for that.

Dedication Beyond Measure. Mike has been instrumental in helping me obtain a Bridge Loan and a Mortgage on my new Condo. He went over and a above what any Loan Officer would do. He was patient and very forthcoming in information related to the process. Mike took the time to understand my situation and provide the best path for me to take in terms of not having to buy a home contingent upon the sale of another home. I recommend Mike for his dedication, honesty, and loyalty to me as a customer.

Michael Taveira…Best Lender. Had the pleasure of working with Mike on a recent closing. It had been a while since my last purchase . Thank God Mike was there at every turn guiding us through the process. Always returned my call in a timely fashion. Translated everything into laymen’s terms and was very friendly to boot!. If your looking for a great Mortgage lender with an eye towards his clients you can’t go wrong with him. And did I also mention…his Bank has the lowest rates around!

Recently had the opportunity and pleasure of working with Mike. I was very impressed with his knowledge and professionalism. He effortlessly guided us through the entire process and was always there to answer my calls.. Great Job Mike and to Bay Coast Bank, Mike is the type of guy you want representing you!

Mike has been instrumental in helping me obtain a Bridge Loan and a Mortgage on my new Condo. He went over and a above what any Loan Officer would do. He was patient and very forthcoming in information related to the process. Mike took the time to understand my situation and provide the best path for me to take in terms of not having to buy a home contingent upon the sale of another home. I recommend Mike for his dedication, honesty, and loyalty to me as a customer.

Excellent experience. Our experience was excellent. We would highly recommend Michael; his work was fast and precise. Because of Mike’s hard work we closed faster than ever imagined on our dream home.

Professional, Courteous, and Efficient. Michael Taveira was great to work with. He was professional, courteous, efficient, and responsive. He let me know exactly what information I needed to provide and he promptly let me know they’d received what I sent. The mortgage process was smooth and user friendly. I highly recommend contacting Michael for a mortgage!

Excellent Loan Officer. Mike is great to work with! Very knowledgeable of the process and the area. Mike worked very hard to close this house for me earlier than initially planned. He made this purchase very easy. I would highly recommend.

Mike made the process absolutely seem less. Extremely easy process and Mike was very quick to react to any questions or concerns. We often recommend Mike to others.

Very thankful for the professionalism Michael Taveira and his staff provided throughout the whole experience. I was taken aback by his detail and attentiveness. It was like I was his only client which I know is not the case. I was not looking forward to the whole buying process but he made it quite enjoyable. Answered every call and email promptly and I never felt like I was inconveniencing him. Would I refer Mike and his BayCoast staff? Absolutely and you would be quite foolish to go anywhere else. Thanks guys!!!

Michael was great. Super fast and helpful responses to any questions we had. No complaints.

Great service as always. Thanks again!

I have always been very loyal to my bank in the area my whole life. But, in 2022 with the Mortgage rates on the rise I needed to look at other options because of the rules for mortgages and hold periods. My family was building a house and finding a rate lock was tough. In June a friend told me to reach out to Mike. I messaged him expecting to hear to same response I got from others. I asked that one simple question and it turned out to be the best thing I could’ve done. That one question turned into 100 and Mike was on top of every question I had. Over the next few months and some delays from the builder. I started to stress because of potential increase in the rate. Mike went over the plan and eased my stress…. every time it happened (which was a lot). I could not be happier with the months assistance Mike gave us. He is professional, easy to talk to, always positive, knowledgeable, and most importantly available 24/7 to answer questions. I am happy with the great rate we received for our forever but, I am much more happy with Mike’s assistance over the last few months than the thousands we saved.

Dealing with BayCoast was a great experience and that goes to the efforts of Mike Taveira. Mike was awesome to deal with. He took the time to explain the different options that were available to me which saved me money. He was always available and always answered my questions day or night. Mike will be my go to guy for all my mortgage needs. I will be also referring Mike to anyone I know who needs a mortgage. Mike is A+++.

I really appreciated Michael’s help on this loan. He work with me until the end. Very good service.

We had a wonderful experience working with Michael L. Taveira in financing our home mortgage. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible.

Mike was excellent to work with! I am a first time homebuyer and found the loan application process to be daunting. Mike took time to explain what was needed and walk through my options with me. He was available to answer all of my questions and made the process as stress free as possible. Highly highly recommend!

We had the pleasure of working with Michael. He made things such a breeze from the application process to closing. He really went over the top to ensure everything went perfect and it is much appreciated. I’ve worked with him many times, will continue to and refer him to everyone I know. You should consider him a great asset to your team. Thanks so much!

Always great working with Mike!

I just wanted to start off by saying how attentive and how efficient Mike was to our needs. Mike went above and beyond to make sure everything was done correct and easy for me. Professionalism is an understatement to describe Mike, he had Kelly from his Swansea office work with me for the wet signing and other documents that needed to be copied, very accommodating for me. I will tell all my friends and family to go see Mike at BayCoast for sure he definitely knows what he’s doing and makes you feel like a friend which I loved. I never met him in person, but I hope you relay the message for me. Thank you.

Couldn’t of asked for any better service. BayCoast Mortgage department you guys rock. Thank you!

Mike was absolutely fantastic to work with for my home mortgage. He listened to what was important to me and put together the best options for consideration. Throughout the home buying process, Mike answered questions promptly, aligned himself to and around my work schedule and put my mind at ease. This was not my first home buying experience and it won’t be my last. What will stay the same is working with Mike! If you’re looking for help with your banking needs, understanding what the best options available are and feeling like you’re the top priority every step of the way, hands down, Mike is the one to go with! He’s hard working, responsive and trustworthy. Thank you Mike for being part of this major purchase, putting my goals first and keeping it stress free!

Mike was awesome to work with very nice respectful and got the job done super quick he answered every question I had with no hesitation. I would highly recommend mike to anyone looking to buy a house or any mortgage help or advice.

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