Think bigger. Renovate.

5.198% APR*

12 months interest only

If you like your neighborhood, make your house a dream home with our low-rate renovation loan.

When it is time to renovate your existing home, BayCoast Mortgage is here to help.

BayCoast Mortgage is full-service lender and a wholly owned subsidiary of BayCoast Bank providing industry best solutions for your mortgage needs. With superior service, the right product mix, competitive pricing, and the promise that all loan decisions are made locally, BayCoast Mortgage has the expertise needed to guide you through every step of the mortgage process.

NMLS ID #1082048

*At a 5.125% interest rate (offered as of 6/7/22), the Annual Percentage Rate (APR) is 5.198% on a $400,000 construction/renovation loan secured by a single family home located in Bristol County, MA with an appraised value of $500,000, no escrow account was established, and mortgage insurance was not required.  For this example transaction, there would be 12 payments of interest-only followed by 360 monthly payments of $2,177.95. Your actual interest rate, APR, and monthly payment may vary. Program guidelines may change without notice. All loans are subject to credit approval.  Cannot be combined with any other offer.  MA and RI properties only.