Resources

Making a Down Payment on a House

A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment.

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Mortgage Application Checklist

One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier.

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Why BayCoast is the Best Choice for Mortgages in Fall River, MA

Find and secure the home of your dreams. Let BayCoast Mortgage help you make the right decision for your future.

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On Air: Buying a Home in Today’s Competitive Real Estate Market
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New Habitat Homeowners Express Gratitude to BayCoast Mortgage during Emotional Home Dedication in Westport, MA
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BayCoast Mortgage Welcomes Pamela McLain as Vice President, Senior Loan Officer
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BayCoast’s Down Payment Assistance Program Helps New Parents Afford Dream Home

Discover how one family overcame the challenges of finding an affordable home in the South Coast with the help of BayCoast Mortgage.

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BayCoast Mortgage Welcomes Debra Lambert as Senior Loan Officer
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Nicholas L. Christ Promoted to President & CEO of BayCoast Mortgage
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Down Payment Assistance Program
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BayCoast Mortgage Opens Doors for First-Time Homebuyers with Highly Successful Down Payment Assistance Program
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Know the Do’s and Don’ts of the Pre-Approval Process

Even after obtaining a mortgage pre-approval, you still need to stay on top of your finances before closing on your new home.

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BayCoast Mortgage Makes Waves on Martha’s Vineyard

The Vineyard is home to one of BayCoast Mortgage’s most exciting stories of 2022, the acquisition of Martha’s Vineyard Mortgage.

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Eva Gamble’s Path to Homeownership

Gamble, a resident of Cranston, Rhode Island, waited 15 long years to finally own the home she had been renting. Her path to homeownership is a personal story of patience and perseverance.

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What Exactly Is In My Mortgage Loan?

As a new homeowner, it’s important to understand what exactly goes into your monthly mortgage payment, since it can affect how you pay off the loan.

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Know Your Mortgage Payments

Since mortgage interest rates will impact how much you pay per month, it’s critical you know how to calculate your monthly payment. 

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BayCoast Mortgage Company, LLC Announces Purchase of Martha’s Vineyard Mortgage Company, LLC

BayCoast Mortgage Company, LLC, a wholly owned subsidiary of BayCoast Bank, is proud to announce an exciting expansion of service in Dukes County, Massachusetts, with the purchase of Martha’s Vineyard Mortgage Company, LLC.

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More Than One Type of Mortgage: Know Your Options

When buying a home, unless you have all the money up front, chances are you’ll need a mortgage to make that important purchase. But what exactly is a mortgage?

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5 Key Steps To Buying Your First Home

You’re finally ready to leave the world of renting behind and become a homeowner. But the process of buying your first home can feel daunting, from all the new terminology to the amount of money involved.

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A Home Isn’t Just a House

Congratulations on your decision to become a homeowner! Every home buying experience is as different as a fingerprint. But there are general guidelines as to how the home buying process works.

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Six Types of Mortgage Loans to Help You Find “Home”

When it comes to buying a house, there are lots of financing options out there. Depending on different criteria, you might be eligible for more than one type of financing.

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Buy or Improve Your Home With a VA Loan

If you’re a member of the military, a veteran, or the qualifying spouse of a service member, a VA loan could help you finance your dream home off base.

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Is an FHA Loan Right for Me?

Unlike traditional home financing options, FHA loans are backed by the federal government. This means more opportunities for potential homebuyers meeting FHA lending qualifications.

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Four Can’t-Miss Sites to See in Southern Massachusetts

Here are a few of our favorite sites in Southern Massachusetts. We hope you’ll enjoy them too!

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The Benefits of Being a Veteran in Rhode Island and Massachusetts

In appreciation for their service, leadership, and sacrifice, a host of VA benefits await eligible veterans, active-duty military members, and family members living in our area.

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The Three Steps to Getting a Mortgage

With so many mortgage companies out there, it’s essential to know exactly who is loaning you money. So, we wanted to show you just how easy applying for a mortgage can be with a lender who’s just right for you.

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Put These Six Stops on Your Rhode Island Itinerary

Whether you’re local or just visiting The Ocean State, it’s an easy drive to any of Rhode Island’s top attractions.

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Should I Buy a Home or Keep Renting?

Although the process may seem complicated, we’ve put together this primer to help you understand the ins and outs of the mortgage process and show you how easy it can be with the right lending partner.

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Partnerships Lead to Home Ownership

With rental prices on the rise, you might think owning a home just isn’t in the cards for you. If that’s the case, think again!

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Ask the Expert: What to Do Before Buying a Home

If you’ve never bought a home—or it might have been a while since you did—buying a home can feel like a complicated process. There’s lots of paperwork and even more industry jargon to weed through. So, we asked BayCoast Mortgage Senior Loan Officer Simon Theberge to teach us what you need to do before buying a home.

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Is a New Home Right For Me?

Let’s take a look at a few key areas to focus on, in hopes of helping you decide whether new or “new-to-you” is right for you and your family.

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How to Turn the House You Want Into Home

When it comes to the type of mortgage you choose, there’s really no right or wrong answer—every family’s goals and dreams are different from the next.

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Four Home Renovations That Can Really Pay Off

Have the home improvement shows got you ready to make a change to your house? Remodeling and renovations can range in scope, size, and cost—it just depends on your need.

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Fixed or Adjustable?

Let’s take a look at both types of loans, so you will have a better idea of your options when you contact a BayCoast Mortgage lending professional.

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