Neil W. Jackson

Senior Vice President, Mortgage Sales
NMLS# 20518
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Meet Neil Jackson

Neil Jackson serves as Senior Vice President, Mortgage Sales at BayCoast Mortgage Company, LLC, a wholly owned subsidiary of BayCoast Bank. He joined the BayCoast family in the Spring of 2014 and has more than 20 years of experience in residential mortgage lending. He is well versed in all available products from first-time home buyers, VA, FHA to construction loans and can help navigate borrowers through each aspect of the lending process.

Throughout his career, Neil has been one of the top producers in the New England area. He has closed over a half billion dollars in loan volume since his start at BayCoast. In 2023, he was the number one producer in the company and in the top three in the state of Rhode Island with over $60.0 million closed.

Neil has built a strong network of past clients, realtors and other finance professionals who rely on his industry knowledge and expertise. He is proud to serve the members of our community by helping them achieve their homeownership goals, while providing exemplary customer service.

A 2002 graduate of University of Rhode Island with a Bachelor’s degree in Finance, Neil currently resides in Barrington, RI, with his wife and daughters. In his free time, he enjoys the Rhode Island beaches, playing hockey and being involved with his daughters’ sports and activities.

Find Out What People Are Saying About Neil W. Jackson

Great Experience. Neil and his team were extremely professional and helpful throughout the process. Everyone involved, from the processor to the closing attorney, were great to work with! Very smooth process. Highly recommended!

Neil Jackson along with his team at BayCoast Mortgage were absolutely fantastic! Never did I think my dream of homeownership would come true, and Neil made it happen. The process was a breeze from start to finish, and we closed in record time. The fact that I was able to spend the holidays in my new home made it so much more special. Highly recommend Neil and his team!

Neil gets the job done! This past December 2018, my wife and I purchased our first home with help from our mortgage broker Neil Jackson. From the beginning of the process, Neil was very diligent in procuring a favorable mortgage for us and he did not disappoint! As it is with many other first time homebuyers, the process can be a little nerve racking at times but the reassurance and confidence that Neil conveyed to us made the journey a smooth one. He made himself available to meet up with us so that we understood all of the paperwork. By the time we closed on our home, he had made sure that we understood the terms of the mortgage so that we were informed consumers. We were impressed with Neil’s ability to roll with the punches and drum up a new course of action rapidly as he received new information from the different parties. As long as you get him all the information he needs and everything is acceptable on the buyer’s end, Neil will use his expertise to help put you in a beautiful new home with a great mortgage deal with a competitive interest rate. I would highly recommend working with Neil!

Neil was very informative, straight to the point and was very honest with me from the beginning. He helped me with a great Realtor to find my home and a good Lawyer for the closing. He has a very good Network and knows what he is doing in order to place you into YOUR home. I didn’t feel rushed, or pressured into anything. He was willing to work around my schedule and even came to me in order to gain paperwork from me. He made himself available when I had a question and wasn’t upset when I had a lot of them. Thank You so much for being professional and patient with me.

Made it Easy! After shopping around, Neil helped us get the best rate for our recent home purchase. The whole experience was about as hassle free as you could imagine. We moved from Los Angeles to Rhode Island and Neil handled everything so that we could just show up, sign the papers and move into our new home. I would definitely recommend Neil if you are looking for a no nonsense loan at a great rate.

Super Helpful. Neil helped us purchase our home despite unconventional circumstances. He was extremely fast, fair and courteous. I would recommend working with him without hesitation.

Excellent Lender. Neil was so quick on the paperwork to get qualified as well as to get a quick closing date. He communicated with us daily to make sure we received all the papers correctly. He answered all of our emails when we had questions and needed to get answers quickly.

We were fortunate to find him. Neil was amazing to work with. We were in a unique situation and he helped us where others couldn’t. I truly believe ifit wasn’t for Neil we would still be renting instead of enjoying being new homeowners. I would highly recommend Neil to anyone looking to get a mortgage no matter what their situation. If there’s a way, Neil will find it.

Incredible Experience! Five Stars! Working with Neil was incredible! He was available to answer all of my questions in a way that I was able to understand them. Home buying can be stressful if you do not surround yourself with good people. That is why I highly recommend working with Neil. You will not have to stress about anything he is working on. The next time I am looking to purchase a home, he will be the first call I make!

Gets it done. Neil was very easy and efficient to work with. He was able to work with our unique situation and provide a mortgage product that worked for us in a very timely manner. I would highly recommend Neil to anyone and will be using him again in the future.

Five star!We just purchased our first home through Neil! We could not be more satisfied with the help he has gave us! Timing was great! He got back to us with any questions we had right away. Just an all around big help! Thank you Neil!!

Neil helped me get back on my feet! Having gone thru a divorce recently I thought I would never get back on my feet – let alone become a homeowner again. Neil helped me find my new home, and made the process easy and enjoyable!

Made the process easy. Neil was great to deal with. He explained all aspects of the loan and answered all questions in a timely manner. You will not have to worry because he can figure it all out.

I would like to give accolades to Neil who was exceptionally helpful in getting me a mortgage with a great rate and a seamless process. I was introduced to Neil after dealing with another lender whose requirements were a bit over the top. After meeting with Neil, he claimed the process required of the other lender was unnecessary and that he could make it much easier. OMG, that is exactly what he did! He met with me for about an hour, explained to me what he needed, and the process began. When the deadline for the processing was near, there was a bit of a rush for a little more documentation. I provided everything, and Neil handled it from there. Next I knew, I was closing on my dream home. I found Neil to be honest, responsive to my questions, easy to communicate with, and always available via phone or email. If you are in the market for a mortgage, Neil is your guy. He handled everything very professionally from start to finish, and has my highest recommendation as I have dealt with many lenders in the past. Thanks, Neil!!

Neil Jackson at BayCoast Mortgage was fantastic with my refi!! Extremely efficient and helpful. I thought I would have to gather piles of documents and sign countless forms, but Neil and his team did all the “leg work” and any and all paperwork was kept to a minimum. Lowest interest rate compared to other big banks like Wells Fargo, etc. Closed within three weeks and signed final closing documents at our home in two hours!! I was amazed how stress free the entire process was!! I have zero complaints and it was a true pleasure working with Neil! If you are considering a refi or doing a new mortgage loan, please do yourself a favor and call Neil at BayCoast Mortgage first!! Neil will do everything in his power to get you the lowest rate and complete your closing in the shortest time possible!! Thanks again Neil!! You and your team were amazing!!

Extremely Professional and Highly Knowledgable. Neil has come through for me on several home loans. First time home buying, VA Loan, investment property loan… he was professional, courteous and knew everything we had to do to close the loan in the quickest time possible. Always the best rates and lowest fees I could find. I tried another lender and they paled in comparison. I plan to work with Neil again and highly recommend him to any fellow Veteran looking for a home or ANYONE looking for a professional who knows what he’s doing. Could not recommend more highly.

Neil was awesome very efficient and got the job done in 30 days.

A breeze to work with. Neil was a breeze to work with. We purchased a HUD home which involved multiple parties and there were a few obstacles we ran into. Neil executed everything on his end flawlessly. I would highly recommend Neil to anyone looking for a mortgage and would definitely use him in the future!

Neil has done an incredible job helping me refinance an existing mortgage and finance the purchase of a new home. A true professional, I would refer Neil to anyone looking to purchase a new home or re-fi. He is the real deal and a real asset to BayCoast!

Zero stress. Neil was a great loan officer to work with for the mortgage of my home. He was very laid back and whenever he needed anything from me he was prompt in asking. All you have to do is provide him the documents that you need and he will take it from there. Very easy to talk with as well! Would highly recommend.

Amazing Experience. As a client of Neil’s, to say the least he was amazing throughout the entire process. He went above and beyond to get us the best deal and make everything run as smooth as possible. I would highly recommend Neil to anyone in the market. Thank you again Neil.

Neil Jackson was great. Quick to respond to all emails and phone calls. Very knowledgeable and able to find solutions that work for both parties. Would highly recommend him to anyone looking for a home mortgage.

Competitive Rates and Fantastic Service. Neil is a great guy and is very attentive. He was always available for any questions and made the process seamless. I used Neil recently for a mortgage on a new home. As we got closer to the close, the sellers requested we move the close date up, which meant I would need my loan ready to go a week earlier than planned. We brought this up with Neil and he didn’t flinch. He made this happen and we were able to accommodate the seller’s request. He provided top notch service from beginning to end. I will recommend Neil to family and friends in need of a lender.

Neil from BayCoast Mortgage was a great help every step of the way during the process of securing a mortgage for the purchase of my first home. He was able to get me all the documents I needed in a timely manner and responded thoroughly to all my questions. Having the option of reviewing and signing various documents electronically made the whole process even easier. Neil was very easy to talk with and was very reassuring as I navigated all the steps of getting a mortgage loan. I highly recommend his financial services to anyone looking to buy home.

I connected with Neil through a Lending Tree request. He was incredibly helpful and thoughtful through the whole process. I probably asked about 50 questions before even beginning the loan process and he answered all of them within 20 minutes over the weekend. BayCoast Mortgage does their underwriting in house which is quite nice. They were able to turn around the credit commitment in about 72 hours from asking me for documentation through underwriting. Neil was very responsive the whole time and really drove the process. When our close date slid up at the last moment, he was able to support and get everything together in time.

I had an excellent experience refinancing with Neil Jackson and BayCoast Mortgage in what has been, in the past for me, a very tedious process. Neil was upfront, direct, never pushy, and the numbers that he quoted me at the beginning were completely accurate. No hidden charges. He was responsive through the entire process, and even after settlement, when I had a question. I would absolutely recommend BayCoast Mortgage and Neil, in particular.

I worked with Neil Jackson and found him to be extremely helpful and responsive.” He explained the various mortgage program options concisely and took away any concerns I had for hidden fees and expenses – there were none. I knew what to expect and there were no surprises along the way. Getting a mortgage is always a hassle because of the information requirements, but Neil and the BayCoast staff made it easier for me than when I secured mortgages in the past. They responded quickly to my questions, helped keep me organized and on schedule and were very flexible with regard to timing. I highly recommend Neil and the BayCoast team. I have already told my friends about the great service and great rate programs.

Exceeded my Expectations! Neil explained what we needed to get the ball rolling as quickly impossible. In this competitive market, we need the ability to close as quickly as possible to beat the other offer and Neil guaranteed this for us. He was always responsive within minutes, no matter what time of day, and we had everything buttoned up well before the closing! Would highly recommend working with Neil to make a sometimes stressful process a whole lot easier.

I worked with Neil when purchasing my first condo in Boston. As a first time home-owner I had a lot of questions and sent multiple emails within a five minute time span. Neil was incredibly responsive and answered any question I had, regardless of how silly it may have been. He worked with my financial advisor and real estate agent to get everything squared away and made sure it was done in a timely manner so that the close date would remain the close date. I highly recommend BayCoast Mortgage and Neil, you most certainly will not be disappointed! Thanks Neil!

Neil Jackson was always quick to respond and give us the help we needed. He went out of his way several times to make sure we got the best rate that we could, helping us get the best mortgage that we could get. Other loan officers that we were working with did not let us know when rates dropped, which helped us know that Neil had our best interest in mind. Great first home buying experience and I would highly recommend Neil!

I don’t even know where to begin. From day one Neil was awesome. My husband and I were first time home buyers, and we really didn’t know what we were doing. We had been researching for a while and we were so overwhelmed. I can’t even tell you how many questions we had for Neil. He made the process so smooth, answered all of our questions and was very on top of everything. He walked us through the whole process step by step. We couldn’t be happier! I would highly recommend Neil!! You will NOT be disappointed. Thanks again!

Excellent Lender. Neil was so quick on the paperwork to get qualified as well as to get a quick closing date. He communicated with us daily to make sure we received all the papers correctly. He answered all of our emails when we had questions and needed to get answers quickly.

We worked with BayCoast on our original mortgage for our house, and again on a refinance. Neil and his team were prompt in their responses to us, clearly outlined and explained the terms of our mortgage, and helped us secure a lower interest rate and refinance just a few months after purchasing our home. Neil even reached out to us to initiate the transaction, and made sure we understood and felt comfortable with every step of the refinance process. The whole team is knowledgeable, fast, and personable – Neil, especially, would call us or text us immediately following any question we asked him, big or small, day or evening. We highly recommend Neil and the team from BayCoast Mortgage!

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