Nicholas L. Christ

President & CEO
NMLS# 22580
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Nicholas L. Christ serves as President and CEO of BayCoast Mortgage Company, LLC, a wholly owned subsidiary of BayCoast Bank – a community savings bank with a strong commitment to excellence. BayCoast Mortgage is proud to offer mortgage lending solutions to customers across the East Coast and has distinguished itself by originating more than $1.0 billion in mortgage loans in 2020 and 2021.

Christ joined BayCoast Mortgage in the summer of 2015 and has excelled in residential mortgage lending for decades. He is responsible for developing new talent and products while expanding the Bank’s lending throughout its market area.

Christ is a graduate of Brown University, holding a B.A. in Business Economics. He has completed programs at the Stonier Graduate School of Banking at Wharton and the Wharton Leadership Program, showcasing his commitment to continuous learning and professional development.

Beyond his professional accomplishments, Christ is deeply committed to community involvement. He actively serves on the Board of Directors for institutions such as New Heights Charter School, SSTAR, Southcoast Health President’s Council, Fall River Lions Club, Durfee Hilltopper Hall of Fame Committee, Durfee Bells Society and Durfee Hilltopper Athletic Foundation.

Apart from his professional and community engagements, Christ is an avid golfer and sports enthusiast. He resides in Southeastern Massachusetts, where he cherishes spending quality time with friends and family.

Find Out What People Are Saying About Nicholas L. Christ

Top Notch. Nicholas is professional, available, and knowledgeable. He goes above and beyond to make a sometimes stressful process manageable and even EASY!! We highly recommend Nicholas.

I can’t thank Nickolas Christ enough, he went above and beyond in order for me to refinance my property. It is great to know that there are still people out there that care and take the time to do what they can to help, I highly recommend BayCoast Mortgage Company.

Nicholas and BayCoast Mortgage were beyond helpful. Nick took the time to help my wife and I in this very important process. He was available at all times a day and made us feel very comfortable. He helped in all aspects and I would recommend his services to anyone. It was a true pleasure to work with Nicholas and BayCoast bank.

Nick and his team at BayCoast Mortgage were extremely helpful as I was going through the process of purchasing my home. Nick gave great advice, guidance, and solutions to help the process go quickly. I am extremely happy that I had BayCoast Mortgage as my lender.

Nick was very helpful throughout the entire process, we really couldn’t ask for better service from him! Thanks for everything and it was a pleasure working with BayCoast Mortgage!

Nick L Christ was my loan officer. Highly satisfied with my experience. From our first conversation to the day I signed papers, Nick was very accessible, in constant contact and really guided me through the process, minimizing stress. Nick is a true professional in every sense of the word.

Excellent! This was my 4th piece of business with Nick and he has a customer for life. He is professional, thoughtful, proactive and trustworthy. He is always my first call when it comes time to purchase/refinance, etc. We couldn’t be happier.

We worked with Nicholas Christ at BayCoast Mortgage to purchase our first home and could not be more happy with our experience. Nick and his team were great! As first time home-buyers I anticipated the mortgage process to be confusing and unpleasant, but Nick was knowledgeable, responsive and effective. The time-frame Nick was given to get our loan cleared to close was almost impossible but we ended up closing ON TIME (and what seemed effortlessly)

I work in the real estate industry and have witnessed many deals go south (especially for first time home-buyers). We’re lucky to have been connected with Nick, who took very good care of us during a stressful time!

Exceptional service and remarkable turnaround time. The loan process was less than 30 days and there was never a headache or problem that you always hear about with the other lenders. I would recommend Nicholas and BayCoast Mortgage to all my friends and family.

Wonderful experience. I have been working with Nick for several years and will continue to do so. He is professional, bright, and responsive and always delivers on his commitments. Nick is a pleasure to work with.

Nicholas was by far the best loan manager I have worked with. He was very professional and made the whole process very easy. I would highly recommend him to all my family and friends. He always kept me informed and let me know what else was needed in a very timely manner. Was very pleased with his work!

It was really great to work with you and your colleagues at BayCoast office. You have assisted us well during our loan process and we are thankful for all your services. I appreciate your efforts and if i have caused any inconvenience to you and your staff during this transaction, my apology for it. I will recommend your service to my friends. Please share my message with your underwriting staff, again thank you very much!!

Nick was extremely helpful when I got slowed down on application details. He got back to me quickly when I had questions, and he was always cheerful and unhurried. He made me very comfortable throughout the entire process.

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