You’re not just a loan.
We make homeownership simple with a variety of mortgage solutions and a team of professionals dedicated to welcoming you home. BayCoast Mortgage offers a variety of options to help finance your first home, including federally-backed loans with lower down payments – as little as 3%.
Eligible first-time homebuyers can now apply for up to a $10,000 down payment match!
Saving for a down payment can be a roadblock that delays the dream of homeownership. In an effort to meet the financial needs of our local communities, BayCoast Mortgage is offering Down Payment Assistance of up to $10,000 on a matching basis to qualifying first-time home buyers who are purchasing a home within BayCoast Bank’s Community Reinvestment Act (CRA) Assessment Area and surrounding municipalities. Click here to learn more about this exciting program!
Low Down Payments for First-Time Homebuyers
BayCoast Mortgage offers a variety of options to help finance your fist home, including federally-backed loans with lower down payments – as little as 3% down!
Our BayCoast Mortgage experts can help guide you as you choose the program that suits your needs. Contact us to learn more!
BayCoast Mortgage is full-service lender and a wholly owned subsidiary of BayCoast Bank providing industry best solutions for your mortgage needs. With superior service, the right product mix, competitive pricing, and the promise that all loan decisions are made locally, BayCoast Mortgage has the expertise needed to guide you through every step of the mortgage process.

NMLS ID #1082048
New Jersey—BayCoast Mortgage Company, LLC, 330 Swansea Mall Drive, Swansea, MA 02777, 877-466-2678, Licensed Mortgage Banker- NJ Banking and Insurance Department. New Hampshire—Licensed by the New Hampshire Banking Department #19631-MB. Rhode Island—Rhode Island Licensed Lender. Virginia—BayCoast Mortgage Company, LLC, NMLS #1082048 (http://www.nmlsconsumeraccess.org/). Exempt from licensing in MA, CT, PA, MD, NC, SC, and FL. All loans are subject to credit approval.