The home you want. The loan experts you need.

You're not just a loan.

We make homeownership simple with a variety of mortgage solutions and a team of professionals dedicated to welcoming you home.

Low Down Payments for First-Time Homebuyers

BayCoast Mortgage offers a variety of options to help finance your fist home, including federally-backed loans with lower down payments – as little as 3% down! 

Our BayCoast Mortgage experts can help guide you as you choose the program that suits your needs.  Contact us to learn more!

BayCoast Mortgage is full-service lender and a wholly owned subsidiary of BayCoast Bank providing industry best solutions for your mortgage needs. With superior service, the right product mix, competitive pricing, and the promise that all loan decisions are made locally, BayCoast Mortgage has the expertise needed to guide you through every step of the mortgage process.

NMLS ID #1082048

All loans are subject to credit approval.  New Jersey—BayCoast Mortgage Company, LLC, 330 Swansea Mall Drive, Swansea, MA 02777, 877-466-2678, Licensed Mortgage Banker- NJ Banking and Insurance Department. New Hampshire— Licensed by the New Hampshire Banking Department #19631-MB. Rhode Island—Rhode Island Licensed Lender. Virginia—BayCoast Mortgage Company, LLC, NMLS #1082048 ( Exempt from licensing in MA, CT, PA, MD, NC, SC, and FL.