Ready for your first home?

BayCoast Mortgage offers exciting programs to help qualified buyers afford the home of their dreams.

Eligible first-time homebuyers can now apply for up to a $10,000 down payment match!

Saving for a down payment can be a roadblock that delays the dream of homeownership. In an effort to meet the financial needs of our local communities, BayCoast Mortgage is offering Down Payment Assistance of up to $10,000 on a matching basis to qualifying first-time home buyers who are purchasing a home within BayCoast Bank’s Community Reinvestment Act (CRA) Assessment Area and surrounding municipalities.  Click here to learn more about this exciting new program!

Low Down Payments for First-Time Homebuyers

BayCoast Mortgage offers a variety of options to help finance your fist home, including federally-backed loans with lower down payments – as little as 3% down!  Our BayCoast Mortgage experts can help guide you as you choose the program that suits your needs.  Contact us to learn more about:

  • Flexible mortgage loan programs
  • Free float down rate protection

$500 Closing Cost Discount

Are you ready for your first home? Here’s another way to save. Apply for a new mortgage loan today with BayCoast Mortgage and find out how you may qualify for up to a $500 discount off closing costs.

BayCoast Mortgage is full-service lender and a wholly owned subsidiary of BayCoast Bank providing industry best solutions for your mortgage needs. With superior service, the right product mix, competitive pricing, and the promise that all loan decisions are made locally, BayCoast Mortgage has the expertise needed to guide you through every step of the mortgage process.

NMLS ID #1082048

* Program guidelines may change without notice. Closing cost credit applies to purchase transactions only. Cannot be combined with any other offer. Must apply by 11/15/2022. The $500 credit will be issued at the time of settlement. MA and RI properties only. New Jersey—BayCoast Mortgage Company, LLC, 330 Swansea Mall Drive, Swansea, MA 02777, 877-466-2678, Licensed Mortgage Banker- NJ Banking and Insurance Department New Hampshire—Licensed by the New Hampshire Banking Department #19631-MB Rhode Island—Rhode Island Licensed Lender Virginia- BayCoast Mortgage Company, LLC, NMLS #1082048 ( All loans subject to credit approval.