See how much house your rent can buy.

Turn your rent into a home with a down payment as low as 3% and $500 off closing cost.

First-time homebuyers have a wide variety of options with BayCoast Mortgage to help you buy your first home, including federally-backed loans with lower down payments. BayCoast Mortgage experts help you consider all options when choosing the program that best fits your needs. Contact us to learn about:

  • Flexible mortgage loan programs
  • Free float down rate protection

Get pre-approved and negotiate with confidence.

Monthly Rent

House to Buy

$1,000

$214,000

$1,200

$257,000

$1,400

$299,000

$1,600

$342,000

$1,800

$385,000

$2,000

$428,000

BayCoast Mortgage is full-service lender and a wholly owned subsidiary of BayCoast Bank providing industry best solutions for your mortgage needs. With superior service, the right product mix, competitive pricing, and the promise that all loan decisions are made locally, BayCoast Mortgage has the expertise needed to guide you through every step of the mortgage process.

NMLS ID #1082048

*Examples use 5.750% for Rate (offered as of June 22nd, 2022) 30-year fixed rate mortgage with 20% down payment secured by a single family home located in Bristol County, MA where zero points were paid, no escrow account was established, and mortgage insurance was not required. Program guidelines may change without notice. Closing cost credit applies to purchase transactions only. Cannot be combined with any other offer. Must apply by 7/31/2022. The $500 credit will be issued at the time of settlement. MA and RI properties only. New Jersey—BayCoast Mortgage Company, LLC, 330 Swansea Mall Drive, Swansea, MA 02777, 877-466-2678, Licensed Mortgage Banker- NJ Banking and Insurance Department New Hampshire—Licensed by the New Hampshire Banking Department #19631-MB Rhode Island—Rhode Island Licensed Lender Virginia- BayCoast Mortgage Company, LLC, NMLS #1082048 (http://www.nmlsconsumeraccess.org/) All loans subject to credit approval.